Projected increases in precipitation levels may exceed the capacity of existing infrastructure, such as drainage systems, bridges, culverts, and sewers, to divert water. Rising sea levels which can cause increased tidal flooding and higher storm surges.Increasing storm-related inland and coastal flooding.Increasing precipitation leading to flooding.Some of the most serious climate-related health hazards in Massachusetts are: You may also view the flooding map in a separate tab by clicking here. You will then need to refresh the page to see the flooding map. You can "Allow third-party cookies" or can disable "Prevent cross-site tracking" in the privacy tab of the settings page for your browser. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF USE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND YOU MUST DISCONTINUE USE IMMEDIATELY.The flooding map did not display because this browser blocks third-party cookies or prevents cross-site tracking. Every claim is different, and some insurance policies can be difficult to interpret. This and all information on this website is general and not intended for educational or informational purposes. None of the information in the website guarantees that insurance will be provided or that the agency is obligated to procure insurance for the website visitor. Coverage can begin only with a specific statement by a licensed agency staff member. Requesting coverage does not guarantee coverage can be provided. By filling out our online form, you are allowing us to shop for your coverage and communicate with you from time to time via email or phone. Information requested to provide a quote or work on coverage will be shared with carriers. The misstatements or omissions of relevant information by the client can lead to price variation or even declination or rescission of coverage. By understanding both the risks and the proactive measures taken by communities in Flood Zone AE, you can make a more informed decision about purchasing a home in these areas. Flood insurance isn’t just a lender’s requirement it’s a wise investment in your property’s and family’s future security. When considering a home in Flood Zone AE, it’s crucial to balance awareness of the area’s flood history with the necessary precautions. Incorporating Awareness and Insurance into Your Decision These scenarios highlight the importance of being prepared, even in seemingly lower-risk zones. Many homeowners in these areas lacked adequate flood coverage and faced tough choices in the aftermath-foreclosure, property abandonment, or taking out high-interest loans for repairs. For instance, since Hurricane Harvey in 2017, numerous flooding incidents have occurred in areas previously deemed lower risk. This caution is underscored by recent events. It’s a safety net, ensuring that you’re not left in a precarious position if disaster strikes. Should the unexpected happen, and your property experiences flooding, this insurance can be the key to avoiding financial ruin. This isn’t just a formality-it’s a crucial step in covering a significant gap that standard homeowner policies don’t address. Historical data shows that, for the most part, these efforts are effective in minimizing flood damage.įor homeowners with a mortgage in Flood Zone AE, purchasing flood insurance is typically a requirement. These projects aim to significantly reduce the potential for loss in these higher-risk areas. However, in response to this unpredictability, communities in Flood Zone AE are required to implement comprehensive flood mitigation projects. Mother Nature has her own plans, and even the most advanced models can’t guarantee when or if a specific area will flood. One fundamental truth about flooding is that its occurrence is largely unpredictable. Understanding the Unpredictability and Precautions in Flood Zone AE
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